The Tommies have always been a good overall team on both sides of the ball and have had success in the past on the road. They are facing a good Bears team who have played their best at home. This is a step up spot for St. Thomas and this team can stay in this game with their offensive play. They also are better at the charity stripe which will help in a close game and are sinking more of their 3 point shooting as well. The underdog has a lot of value in this matchup. The Tommies are 10-4 ATS in December in their last two seasons and they are 7-2 ATS versus very good teams outscoring their opponents by 8 plus points per game. Northern Colorado is 1-7 ATS off a road loss in the last two seasons and are 0-5 ATS at home versus very good teams outscoring their opponents by 8 plus points per game.

Best bet: take the points with St. Thomas.