When these teams played last season the total was 64.5 points. Considering these teams have only played FCS competition in 2023, the 49.5 total for tomorrow's game is surprisingly low. Charlotte improved its roster and Maryland's offense should score early and often — 40 points is not out of grasp for the Terps team total. In that case, the 49ers would basically have to be shut out for the under to be in play.

At 49.5, I feel there is too much value in a bet on the over to pass up this opportunity.