*10* TOTAL MASSACRE OVER Colts/Panthers.

The Indianapolis Colts are coming off back-to-back home losses, and they face an undefeated Carolina team on the road on Monday night. Cam Newton is having a career year for the Panthers, and he should put up big numbers against this struggling Colts defense. I have my eye on the total here, as I expect to see both teams score their fair share of points.

Here are my keys to the game:

1. Andrew Luck - The Colts quarterback has been playing hurt all year, but he's put up serious numbers the last two weeks. He's coming off consecutive games with over 300 passing yards and three TDs.

2. Colts Defense - Only the New York Giants have allowed more total yards per game than the Colts, who are allowing opponents to average 408.6 yards per contest.

3. X-Factor - The Over is 13-6 in Colts last 19 road games.

Selection: This is a play on the Colts@Panthers to go OVER the total (10*)