*10* Boca Raton Bowl Winner on Temple.

The Temple Owls finished the season with a 10-3 record, but they are coming off a tough loss to Houston in the AAC Championship Game. They will face Toledo in the Boca Raton Bowl tonight, and I like Temple to get the better of the Rockets in this one.

Here are my keys to the game:

1. Temple Defense - The Rockets didn't face a defense as good as Temple's all year, and I think they will struggle to put points on the board here. Temple boasts the nation's 16th ranked defense, allowing opponents to average fewer than 20 points per game. They were particularly strong against the run, allowing just 128 rushing yards per game, and 3.8 yards per carry.

2. Coaches - The Rockets lost their head coach to Iowa State, and new boss Jason Candle will take over. The Owls on the other hand have signed Matt Rhule to a six year contract extension.

3. X-Factor - The Owls are 5-2 ATS in their last six versus a team with a winning record.

Selection: This is a play on the Temple Owls (10*)