*10* SURE SHOT on Carolina Panthers on the MONEY-LINE.

The Seattle Seahawks were given a gift when Blair Walsh missed what should have been a game winning field goal last Sunday in Minnesota. They are facing a daunting task on the road this Sunday, in a game between two of the NFL's top defenses. I expect to see a low scoring game in Carolina, and my money is on the home team.

Here are my keys to the game:

1. Quarterbacks - Russell Wilson was on a roll at the end of the regular season, but he was held in check against the Vikings last Sunday. He threw for just 142 yards with a TD and an INT on 13-of-26 passing. Cam Newton was the hero in the last meeting between these two teams, leading the Panthers on a game winning drive in the final minute.

2. Home Cookin' - The Panthers were 8-0 at home this season, and they covered the spread in eight of their last four in Charlotte. Cam Newton threw 35 TD passes during the season, 20 of those 35 scores came at home.

3. X-Factor - Seattle has blown leads in the fourth quarter in all six of their losses this season.

Selection: This is a play on the Carolina Panthers (10*)