T.M. Selection: Appalachian State (8* BANKROLL BUILDER).

Charlotte was 7-6 last year, while App State was 13-1. App State won both meetings last year, including a 56-41 victory at home. I'm not expecting nearly as much scoring this time around, but I do definitely expect a lop-sided destruction once it's all said and done. 13 of 22 starters return for Charlotte, including QB Chris Reynolds (who is admittedly a bright spot), but he's lacking talent around him and his defense has more questions than answers. App State returns nine of its 11 offensive starters from last year's team, including QB Zac Thomas. Charlotte is just 1-4 ATS in its last five on the road and I think it'll stumble as this game comes down the stretch; lay the points!

T.M. Prediction: 45-15 App State.