Schule's 10* NFL Saturday Night S-M-A-C-K-D-O-W-N!
(NFL) San Diego vs. San Francisco, 12/20/2014 3:25 PM, Score: 38 - 35
Money Line: -120.00 San Francisco (Home)
Result: Loss
This is a 10* play on the San Francisco 49ers.

The Niners have been eliminated from the playoffs, and head coach Jim Harbaugh appears to be on his way out of town. The Chargers are still in the hunt for the post-season, but I don't think that means they can stroll into San Francisco and pick up an easy win this Saturday. The Niners have showed a lot of character despite losing three straight, and they gave the defending champions quite a battle in Seattle last week.

The Chargers are coming off back to back losses, and Philip Rivers has struggled while playing hurt. He isn't likely to much help from his running game, especially with Ryan Matthews sidelined by injury. San Diego has really struggled to get anything going on the ground, ranking 31st in the NFL in rushing, averaging 82.6 yards per game.

Some might say that San Francisco has nothing to play for, but I would say that they have nothing to lose. "Regardless of the situation, we're going out to win," Kaepernick said. "There's no one on this team that's going to step on that field and say, 'Hey, our season is over. We're not going out to compete.' We're going to compete until the end."

Take SF.

GL,

Jesse Schule