I expect the Rockets to win this game by 24+ points. In Week 1 we saw that Toledo continues to just reload as they hammered Duquesne 49-10, easily hammering the -27.5. On the other side, UMass showed that they are also still more of the same, losing 28-14 at home to Eastern Michigan as a 2.5 point favorite.
UMass has now lost 48 of their last 54 games.
Toledo has beaten UMass the last three seasons by a combined score of 141-41.

Take the Toledo Rockets- 3% play up to 21
2% play from 21.5 to 24