Michigan vs Minnesota Picks and Prediction for Saturday October 3 2026

By: Kim Smith Published 09/27/2026, 08:36 PM ET

Michigan travels to Huntington Bank Stadium in Minneapolis, Minnesota, to face Minnesota on Saturday, October 3, 2026. Kickoff is scheduled for 12:00 PM ET with national television coverage on FOX. Michigan enters the matchup coming off a 20-19 loss to Iowa, while Minnesota comes in at 2-1 after having an open date on September 26. Michigan is currently favored by 6.5 points with a moneyline around -255. Be ready for all the college football season with our free college football picks.

Wolverines Need a Response on the Road

Michigan suffered its first defeat of the season on September 26, falling 20-19 at home against Iowa. The Wolverines entered that game ranked No. 18 and unbeaten, but the one-point loss immediately increases the importance of this road trip.

Michigan now has to regroup quickly for its first road game of the season. The Wolverines had played their first four contests at home before this trip to Minneapolis, adding another variable to a matchup that already carries rivalry significance.

The encouraging part for Michigan is that a one-point loss to Iowa hardly represents a collapse. The Wolverines remained competitive throughout and now get an opportunity to respond against a Minnesota team that has already shown some significant vulnerability against stronger competition.

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Golden Gophers Get Rest and Home Field

Minnesota enters with a significant scheduling advantage after having September 26 off. The Golden Gophers opened the season with a 59-7 victory over Eastern Illinois, suffered a 38-13 home loss against Mississippi State and responded by defeating Akron 41-7.

That makes Minnesota somewhat difficult to evaluate. The Golden Gophers dominated the two opponents they were expected to beat but were handled decisively when Mississippi State visited Huntington Bank Stadium.

Minnesota does get Michigan at home with an extra week to prepare, and the atmosphere should be considerably stronger than a typical conference game. FOX’s Big Noon Kickoff will make its first trip to the University of Minnesota for this matchup, which is also the annual Stripe Out game. The Little Brown Jug adds another layer to one of college football’s oldest rivalry series. 

Michigan vs Minnesota Picks and Prediction

Pick: Michigan -6.5

Michigan gets the side selection at less than a touchdown. The Wolverines’ 20-19 loss to Iowa was disappointing, but it also creates a reasonable bounce-back situation against a Minnesota team that lost by 25 points when it faced Mississippi State. Minnesota’s rest and home-field advantage deserve respect, but Michigan should have the stronger overall defense and enough offensive production to create separation over four quarters. Laying 6.5 keeps the wager below the important seven-point threshold.

Pick: Under 43.5

The under gets the total selection. Michigan’s game against Iowa produced only 39 combined points, and the Wolverines have a natural path toward winning this matchup through defense and field position rather than turning it into a high-possession shootout. Minnesota should also benefit from having two weeks to prepare defensively. A Michigan victory somewhere around 24-13 fits the matchup and keeps the game below the current total.

Final Picks: Michigan -6.5 and Under 43.5

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