Penn State vs Michigan Picks and Predictions for Saturday October 17 2026

By: Kim Smith Published 10/11/2026, 11:38 PM ET

The Penn State Nittany Lions visit the Michigan Wolverines at Michigan Stadium in Ann Arbor, Michigan, on Saturday, October 17, 2026. Penn State’s official schedule lists kickoff for 3:30 PM ET, although some betting listings show a different starting time. Both teams enter looking to end disappointing losing streaks, with Penn State coming off a 31-23 defeat against USC and Michigan returning from its bye week after consecutive losses to Iowa and Minnesota. Michigan is favored by six points in an October 11 DraftKings market listing, with the total set at 44.5 points. Be sure to check out our free college football picks⁠ for more predictions throughout the season.

Penn State Nittany Lions Need to End Their Losing Streak

Penn State enters Saturday at 3-3 overall following three consecutive Big Ten defeats. The Nittany Lions opened the season with three victories, but their conference schedule has proven considerably more difficult. Penn State suffered a 24-20 loss against Wisconsin before falling 34-13 at Northwestern. Saturday’s 31-23 defeat against USC continued the frustrating stretch, leaving the Nittany Lions searching for their first conference victory. The consecutive defeats have placed considerable pressure on a program that entered the season expecting to compete near the top of the Big Ten.

The defeat against USC was particularly disappointing because Penn State demonstrated greater offensive production than it had against Northwestern but couldn’t finish enough drives to secure the victory. The Nittany Lions managed 23 points, showing some improvement from their previous conference performance, but their defense struggled to prevent USC from establishing scoring opportunities. Penn State has now surrendered 89 points during its three-game losing streak, averaging nearly 30 per contest. That inconsistency has made it difficult to remain competitive when the offense experiences extended scoring droughts.

Saturday presents an opportunity against a Michigan team experiencing similar problems. The Wolverines have scored just 33 points during their last two games, suggesting Penn State could find opportunities to establish defensive pressure and control field position. However, the Nittany Lions need greater consistency from their offense, particularly when facing difficult third-down situations. Playing at Michigan Stadium adds another challenge, but Penn State should recognize this as a winnable matchup against an opponent that hasn’t established much offensive momentum of its own.

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Michigan Wolverines Looking to Recover Following Bye Week

Michigan enters Saturday at 3-2 overall following consecutive losses against Iowa and Minnesota. The Wolverines opened the season with victories over Western Michigan, Oklahoma, and UTEP before suffering a narrow 20-19 defeat against Iowa. Their subsequent 20-14 loss at Minnesota continued the disappointing stretch, leaving Michigan winless through its first two Big Ten games. The Wolverines enjoyed a bye week following the Minnesota defeat, providing additional time to address their offensive difficulties before returning home.

The biggest concern has been Michigan’s inability to generate consistent scoring opportunities. The Wolverines managed 19 points against Iowa before producing only 14 against Minnesota, struggling to establish an effective passing attack or sustain enough drives to create separation. Michigan’s defense has been more dependable, allowing 20 points in each defeat, but the offense hasn’t provided enough production to support that effort. The Wolverines have demonstrated explosive potential, particularly during their 52-17 victory over UTEP, although replicating that success against conference opponents has proven difficult.

The bye week should provide Michigan with an opportunity to improve its offensive preparation and address the mistakes that contributed to consecutive defeats. Playing at Michigan Stadium is another advantage, especially against a Penn State team that has struggled defensively during its conference schedule. However, Michigan cannot simply assume the Nittany Lions’ recent difficulties will translate into another comfortable offensive performance. The Wolverines need to establish their rushing attack and avoid turnovers that could give Penn State favorable field position. Saturday presents an important opportunity for both teams to regain confidence and avoid falling further behind in the Big Ten standings.

Penn State vs Michigan Picks and Predictions

Pick: Penn State Nittany Lions +6

I’m taking Penn State with the six points. Neither team has demonstrated much consistency during the opening portion of its conference schedule, but Michigan’s offensive difficulties make laying nearly a touchdown uncomfortable. The Wolverines have scored only 33 points across their last two contests and struggled to establish sustained offensive pressure against Iowa and Minnesota. Penn State has experienced defensive problems, particularly during its loss to Northwestern, but the Nittany Lions showed greater offensive promise against USC. Michigan deserves respect at home and benefits from additional preparation time, although its offensive limitations make creating substantial separation difficult to anticipate. Penn State should be capable of remaining competitive if it protects the football and avoids the defensive breakdowns that contributed to its recent defeats.

Pick: Under 44.5 Points

The Under 44.5 is the total pick. Michigan’s last two games produced just 39 and 34 combined points, reflecting the Wolverines’ difficulty generating offense against conference opponents. Penn State has allowed considerable scoring production during its losing streak, but Michigan hasn’t demonstrated enough offensive consistency to suggest another explosive performance is likely. The Wolverines should emphasize their rushing attack and attempt to control possession, while Penn State needs to avoid turnovers and protect its own defensive weaknesses. Both teams enter desperately needing a victory, which could encourage a more conservative approach rather than unnecessary offensive risks. A 23-20 or 24-17 result is a reasonable possibility, making the Under the preferred total.

Final Picks: Penn State Nittany Lions +6 and Under 44.5 Points

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