Temple vs Charlotte Picks and Prediction for Saturday, October 18, 2025

By: Cameron Ross Updated 10/17/2025, 09:10 PM ET
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Temple vs Charlotte Information

The Temple Owls take a road trip to Jerry Richardson Stadium this week with a game in Charlotte, NC, at 3:30 PM against the Charlotte 49ers. Temple has three wins and three losses on the year, coming into this matchup having dropped three of the last four after a narrow one-point home loss against Navy. The Charlotte 49ers return home this week, struggling this season with only one win through six games played, having lost three in a row after a 17-point road loss to Army in their last outing. Stay in the action with our College Football Picks.

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Temple Preview

Offensively, Temple has been inconsistent this season, averaging 30.3 points per game overall, but has averaged just 19.3 points per game in their losses. Defensively, Temple has been mediocre, allowing 26.6 points per game, and has given up an average of 39.6 points per game in their losses this season. Evan Simon leads Temple this season with 1149 yards and 13 scores on 93 completions. Jay Ducker leads the way out of the backfield with 446 yards and four touchdowns on 90 carries. Peter Clarke is the top target in the Temple offense with 276 yards and three scores on 17 carries. JoJo Bermudez has added 21 catches for 200 6 yards and four scores.

Charlotte Preview

The Charlotte offense has been struggling this season, scoring just 17.6 points per game. Defensively, Charlotte has been terrible, allowing 32.5 points per game over six games. Connor Harrell leads Charlotte this season with 737 yards and four scores on 64 completions. Grayson Loftis has completed 33 passes for 363 yards and two touchdowns. Rod Gainey Jr. leads the team with 196 yards and one touchdown on 50 carries. E. Jai Mason is the top receiver on the roster with 310 yards and four touchdowns on 21 catches.

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Temple vs Charlotte Prediction

Temple is the much better team in this matchup despite their recent struggles. Look for the Owls to control this game on both sides of the ball as Charlotte is one of the worst teams in the country and the worst team in the American Conference. Take the Temple this week to get the winning cover on the road to end their recent skid. Final Score Prediction, Temple Owls win and cover 42-17.

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Best Picks:

  • Temple Owls -11.5
  • Over 48.5
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