Denver Broncos vs San Francisco 49ers Picks and Predictions for Sunday October 4 2026

By: Kim Smith Published 09/29/2026, 10:35 PM ET

The Denver Broncos visit the San Francisco 49ers at Levi’s Stadium in Santa Clara, California, on Sunday, October 4, 2026. Kickoff is scheduled for 4:25 PM ET with coverage on CBS. Denver enters at 2-1 after rallying past the Los Angeles Rams 30-26, while San Francisco is 3-0 following a 36-30 victory over Arizona. FanDuel currently has San Francisco as a 2.5-point home favorite, with the 49ers at -152 on the moneyline, Denver at +128, and the total set at 47.5. Be sure to check out our free NFL picks for more NFL predictions throughout the season.

Broncos Showing Resilience

Denver is 2-1 after producing consecutive comeback victories. The Broncos erased a significant deficit against the Rams last week and found a way to win 30-26, continuing an encouraging start after a difficult opening matchup against Kansas City.

The offense appears to be settling in after a slow start to the season. Denver has now shown it can move the ball against quality competition, and the Broncos’ defense remains capable of creating pressure without needing to sell out.

The biggest concern is the quality of San Francisco’s offense. Denver has already faced several strong quarterbacks and remains respectable against the pass, but the 49ers are operating at an extremely efficient level through three games.

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49ers Offense Has Been Elite

San Francisco is 3-0 and enters with one of the league’s most efficient offenses. The 49ers have been especially effective through the air and have avoided allowing sacks through the first three games.

That makes this a fascinating matchup against Denver’s defense. San Francisco has also been dealing with several injuries, including a key defensive loss that could make it more difficult to contain a Broncos offense beginning to find its rhythm.

The 49ers remain the more polished team offensively, but this isn’t a matchup where laying a large number would be appealing. Denver has already demonstrated that it can survive difficult game scripts and remain competitive late.

Denver Broncos vs San Francisco 49ers Picks and Prediction

Pick: Denver Broncos +2.5

San Francisco deserves to be favored, but Denver getting more than two points is the more attractive position. The Broncos are 2-1 after back-to-back comeback victories and have already faced a tougher early schedule than San Francisco. The 49ers are excellent offensively, but injuries on defense make this a less comfortable favorite spot. Denver should be able to stay within one possession throughout.

Pick: Over 47.5

Both offenses have enough upside to push this into the 50s. San Francisco scored 36 last week, while Denver reached 30 against the Rams after a slow start. The 49ers’ offensive efficiency creates a strong scoring baseline, and Denver has enough weapons to take advantage of San Francisco’s defensive absences. Something around 27-24 or 30-24 gets this Over the number.

Final Picks: Denver Broncos +2.5 and Over 47.5

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