St. Louis Cardinals vs Chicago Cubs Picks & Predictions for Sunday, September 28, 2025

By: Kim Smith Published 09/28/2025, 12:20 AM ET
Use Code PPWC

The St. Louis Cardinals (79-79, 3rd in NL Central) face the Chicago Cubs (89-69, 2nd in NL Central) in the final game of a three-game series at Wrigley Field, with the Cubs aiming to solidify their playoff seeding and the Cardinals looking to end the season on a high note. Chicago’s potent offense and St. Louis’s inconsistent pitching create a favorable setup for run-scoring. Our free MLB picks leverage advanced metrics to pinpoint the best betting opportunities in this NL Central rivalry clash.

Game Setup

  • Date: September 28, 2025
  • Location: Wrigley Field, Chicago, Illinois
  • Time: 3:20 PM EDT
  • TV: Bally Sports Midwest (Cardinals broadcast), Marquee Sports Network (Cubs broadcast)
  • Weather: 60°F, partly cloudy, 8-12 mph winds blowing in from left field—slightly favoring pitchers.

Advanced Metrics Comparison

Offense

Metric St. Louis Cardinals Chicago Cubs Batting Average .246 .251 OPS .720 .745 wRC+ 95 (estimated, below league average) 105 (estimated, above league average) Run Differential -20 +65

The Cubs’ offense ranks top-10, led by Michael Busch (.256 AVG, 30 HR, 82 RBI) and Ian Happ (.246 AVG, 28 HR), with 211 homers (6th in MLB). The Cardinals, paced by Nolan Arenado (.268 AVG, 22 HR) and Willson Contreras (.261 AVG, 18 HR), struggle with consistency (615 runs, 22nd), hindered by a .405 SLG (20th).

Defense/Pitching

Metric St. Louis Cardinals Chicago Cubs ERA 4.25 3.90 WHIP 1.30 1.25 FIP 4.10 (estimated) 3.85 (estimated) Bullpen Usage High (4.20 ERA, taxed by short starts) Moderate (3.64 ERA, 42 saves, rested)

Sign Up Get $30 Premium Picks Credit + Exclusive Offers

Subscribe Now

I understand that I can unsubscribe at any time. I have read and accepted the Terms & Conditions and Privacy Policy. I consent that Picks And Parlays may use third-party services to process my data.

Chicago’s pitching staff excels, with a top-10 ERA and low walk rate (400 BB, 5th in MLB). Their bullpen (3.64 ERA) ranks among the league’s best. St. Louis’s pitching (4.25 ERA, 18th) and bullpen (4.20 ERA) struggle, especially on the road, allowing a .265 OBA. Injuries to Steven Matz (elbow) and JoJo Romero (forearm) further strain their relief corps.

Efficiency Metrics

The Cubs’ high strikeout rate (8.4 K/9) and low walks (400 BB) reflect efficiency, with a FIP (3.85) indicating sustainable pitching strength. The Cardinals’ 8.0 K/9 and higher walk rate (420 BB) expose control issues, particularly against power-heavy lineups like Chicago’s. No direct PFF/PER equivalent, but the Cubs’ WAR leaders (Busch, Hoerner) outshine St. Louis’s (Arenado, Gorman).

Never Tried Picks and Parlays? Now Is Your Chance

  • Get your first daily picks package for ONLY $1 using coupon code BUCK
  • If the pick loses, we credit your account with 3 Flex Picks
  • If the pick wins, we still give you 1 Flex Pick on the house
  • Win or lose, you walk away ahead. One dollar. No catch.
BetMGM Sport

Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win

Show Bonus Code
Claim Bonus
Signup Promo Recommended BetMGM Sport Bonus
Min. Deposit $5
Cashable No
FanDuel Sportsbook

New Users – Bet $5 Get $200 in Bet Reset Tokens for 5 Days

Show Bonus Code
Claim Bonus
Signup Promo Hot Offer FanDuel Sportsbook Bonus
Requirement New Users – Bet $5 Get $200 in Bet Reset Tokens for 5 Days. (Up to $1,000 Bet Reset Tokens)
Cashable No
DraftKings Sport

New DraftKings Customers: Spend $5+ Get $200 in Bonuses Instantly!

Show Bonus Code
Claim Bonus
Signup Promo Hot Offer DraftKings Sport Bonus
Min. Deposit $5
Odds Requirements -500
Cashable No
Video: World Cup: Mexico vs England BEST Bets & Predictions | July 5, 2026
World Cup: Mexico vs England BEST Bets & Predictions | July 5, 2026
Video: Brazil vs Norway: The Bet You AREN'T Thinking Of! | BEST World Cup Predictions | July 5, 2026
Brazil vs Norway: The Bet You AREN'T Thinking Of! | BEST World Cup Predictions | July 5, 2026

Situational Breakdown

  • Home vs. Away Performance: Cubs are 47-30 at home, with a +40 run differential at Wrigley. Cardinals are 36-42 on the road, with a -25 run differential, struggling to contain offenses away from Busch Stadium.
  • Day/Night Game Records: Day game (3:20 PM EDT). Cubs are 32-24 in day games, leveraging their offense (.260 AVG). Cardinals are 28-30 in day games, with a 4.40 ERA in afternoon contests.
  • First Five Innings vs. Full Game: Cubs’ starters (3.75 ERA) dominate early, while Cardinals’ starters (4.10 ERA) falter. Chicago’s bullpen (3.64 ERA) outshines St. Louis’s (4.20 ERA), giving the Cubs a full-game edge.

Market Odds & Projections

  • Moneyline: Cubs -155 (61%), Cardinals +130 (43%)
  • Run Line: Cubs -1.5 (+120, ~45%), Cardinals +1.5 (-140, ~58%)
  • Total: Over 8.5 (-110, ~52%), Under 8.5 (-110, ~52%)
  • Projection Models/Simulations: ESPN Analytics gives the Cubs a 57% win probability. Dimers simulations (10,000 runs) project a 58% win chance for Chicago, with an average score of 5-3. FanGraphs models favor the Cubs in ~56% of sims, with the over hitting in 55% of scenarios.

Picks For Cardinals vs Cubs

  1. Cubs Moneyline (-155): Chicago’s superior offense (.745 OPS, 105 wRC+) and pitching (3.90 ERA, 1.25 WHIP) overpower St. Louis’s weaker road performance (36-42, 4.40 ERA). Thompson’s 3.62 ERA and 2-0 record vs. the Cardinals in 2025 outmatch Pallante’s 4.32 ERA, supported by the Cubs’ 47-30 home record.
  2. Over 8.5 Total Runs (-110): Wrigley’s hitter-friendly conditions, St. Louis’s shaky pitching (4.25 ERA, 1.30 WHIP), and the Cubs’ power (211 HR) drive scoring. Pallante’s 4.32 ERA and Chicago’s .450 SLG at home, combined with 4 of 6 head-to-heads in 2025 clearing 8 runs, back the over.
  3. Cubs First Five Innings -0.5 (+110): Thompson’s early dominance (2.90 ERA in first 5 IP) and the Cubs’ strong home F5 splits (4.2 runs/game) outmatch Pallante’s road struggles (4.80 ERA). St. Louis’s .240 AVG in early innings on the road makes this a value bet.
logo

If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL). Gambling problem? Call 1-800-GAMBLER (MI/NJ/PA/WV/WY), 1-800-9-WITH-IT (IN), 1-800-522-4700 (CO), 1-800-BETS OFF (IA), 1-888-532-3500 (VA), 1-800-NEXT STEP (AZ), or call/text TN REDLINE 1-800-889-9789 (TN). 21+ (18+ WY). AZ/CO/IL/IN/IA/MI/NJ/PA/TN/VA/WV/WY only. Eligibility restrictions apply. T&C's Apply. Void where prohibited. If you click on a link on this site which takes you to a bookmaker or casino and you subsequently open an account, Pick and Parlays may receive a commission. Bets placed are the responsibility of the bettor.

Copyright © 2026 Picks and Parlays. All rights reserved.

The sports news and information contained at this site is for entertainment purposes only. Any use of this information in violation of laws whether they are federal, state and/or local is prohibited. Picks and Parlays is the nation's premier resource for sports betting and handicapping information.

Sign Up Get $30 Premium Picks Credit + Exclusive Offers
Special Offer
Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win
Play now Gambling problem? Call 1-800-GAMBLER or 1-800-MY-RESET (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. Promotional offers not available in Mississippi, New York, Ontario, or Puerto Rico.